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Double Indemnity by Cain, James M. (1989) PaperbackFrom Vintage
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- Published on: 1900
- Binding: Paperback
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Tangling With a Cobra
By Acute Observer
Double Indemnity
Walter Huff is an insurance agent who visited a client about renewing an automobile insurance policy. Mr. Nirdlinger is out but his wife is in. They'll call him. When Huff gets a call he finds the wife is interested in an accident policy for her husband (without his knowledge)! Huff immediately senses the danger in this; but there is a fatal attraction. Walter agrees to murder for Phyllis and the money, even though Phyllis has no cause to resent her husband. Walter explains the three things needed for a successful murder: help, planning, and audacity (as in a gangland slaying). Walter compares insurance to making a bet that something wouldn't happen (Chapter 2). Then daughter Lola Nirdlinger wants a loan against her boyfriend's car. Months pass, then an accident changes Mr. Nirdlinger's travel plans (Chapter 4). They kill Mr. Nirdlinger according to plan (Chapter 5). Chapter 6 tells about overnight train travel in those days. When Walter returns home he realizes he is now in Phyllis' power (Chapter 7).
After the accident the insurance investigators interviewed the people on the train. The insurance company believed it was a suicide so they wouldn't have to pay. Keyes uses the actuarial tables to dispute that theory, but he has no proof. It was important for a minister to be present at the Coroner's Inquest. Keyes surmises how it could have been done, and decides to have Phyllis watched. Lola has suspicions about Phyllis (Chapter 9). Lola tells Walter more about her boyfriend Sachetti, and they begin to spend time together. Lola has learned more about Phyllis! In Chapter 11 Walter decides to act for his safety in Griffith Park at midnight. He carefully plots this. But Phyllis has plans as well. Chapter 12 tells what happened that night. [The 1944 film changed the story, the book will be more intriguing.] Keyes in the Claim Department views the human race as "a little bit crooked" (Chapter 13). We learn why Sachetti was interested in Phyllis! [The 1944 film omitted this part.] Then there is still another surprise! Chapter 14 ties up the loose strings to this story.
Was this story based on the true crime known as the Snyder-Gray murder case of 1927? The book is more complex than the 1944 film, and a better story. Read it before you see the film.
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